Based on consumer reports, the elements to be monitored are as follows: unless otherwise stated in this document, this Agreement may only be modified, replaced or invalidated with the written agreement and signed by the parties. In addition, the physical destruction or loss of this document should not be construed as a modification or termination of the agreement contained therein. By entering into this Agreement, the Parties submit to the jurisdiction of [Transaction.State] to adjudicate disputes and/or claims between the Parties under this Agreement. In addition, the parties agree that the courts of [Transaction.State] have exclusive jurisdiction over any dispute between the parties in connection with this Agreement, whether such disputes are contractual, uninorable or in other legal areas. .